Life UK Free Membership

Life UK Financial is arguably the most innovative way to access Financial Advice from real experts! Our unique Free Membership offers you a far smarter and more convenient way of seeking FREE financial advice, managing your finances and could save you money purchasing all the products and services you already buy such as insurance, mortgages, loans, wills, investments, pensions, tax planning etc. We offer easy access to a complete range of products and services to suit everyone (see Products & Services tab). Not only this, but coming soon you will have full access to our unique tools and facilities which will enable you to keep on top of your financial future.

What makes the Life UK free membership different?

Like most people when it comes to managing your finances you may fall in to either one of these two camps...

You do not have any strong financial strategy and when any of your policies (eg car or house insurance) come up for their annual renewal, you neither have the time or the inclination to go on line and research the market, simply letting your policies roll over every year.
You go on line to one of the well known financial price comparison sites and spend hours trying to compare ‘like for like’ to get the best deal.

If you are one of the many people who normally do nothing and let your policies roll over every year, you probably appreciate the fact that you may well not be getting the best deal or receiving the best products or services for your needs. You may have noticed that the cost of your policies continue to go up every year.

If you are someone who is prepared to spend the time to go on line and research the market, our own research has shown that many people do not enjoy the experience, often finding the whole process very laborious and time consuming.

In addition to this, a recent article by the BBC’s Money Programme * suggests that using on line comparison sites is far from an ideal solution for researching and buying financial products and services...

"People really struggle to find the best deal". Only a fifth of people researching the market get a good deal but a fifth of them actually pay more!
Many of the comparison sites have commercial arrangements with the companies they feature. This means the customer is not receiving impartial advice!
The companies featured on the sites confuse customers by offering cheap prices but strip out the protection to do so... "You can very quickly click through and take out a policy. Then an incident occurs where you have to claim against that policy, and you find you've got very limited cover or you've perhaps got to pay the first £1,000 of the claim." The danger with price comparison sites is that you might think that you are getting a good up front price but there is a good chance that you may end up with a relatively worthless product or service!
Using price comparison sites can dramatically increase the number of unwanted sales calls. “You enter the comparison site, and within a few minutes your phone is ringing and somebody is trying to flog you something you don't want - and that's not acceptable” Lord Lipsey.

Whilst getting the best price for a financial product or service is of course important, in the complex world of making financial decisions, making sure that you are buying the right product is paramount!

Consequently people are crying out for a new approach and this is where Life UK Financials’ unique membership program comes in...

Life UK Membership is completely FREE. In addition to this, there are no upfront fees and seeking the no obligation advice from our Key Partner Specialist Advisers is also completely free (excluding fee based advice eg accounting, estate planning and conveyancing). As a member, if you subsequently decide to make a purchase, it will not cost a penny more than going on line and trying to do all the work yourself.
Membership gives a complete and sophisticated online financial solution that dramatically reduces all the hassle, time and paperwork normally associated with making financial decisions and purchases, whilst at the same time saving you money.
Instead of spending hours doing all the research yourself, a Life UK Financial Key Partner Specialist Adviser will research the market on your behalf, making sure that you buy the right product or service at the right price.
As a member you will be able to easily keep on top of your finances by being able to talk to real people offering the very best expert impartial advice whatever your financial requirement - all under one roof.
Access to on line financial seminars and presentations.
As a member you will receive a cash reward for referring other Free Members.

We think that you will agree, whether you are someone who currently does nothing and lets your policies etc simply roll over every year or whether you are someone who spends hours on line researching the market, the Life UK Financial Free Membership offers a significantly better solution.

* http://news.bbc.co.uk/1/hi/business/7766798.stm